I have worked in a company for 2 years. The new company does not have PF account.So i do not have option to transfer my pf account to that company.

What are the taxation rules for epf withdrawal before 5 years?Will it attract straight 30 % tax or it will depend on my annual income?

Is it possible for me to leave the money in the account until 5 years completes & then withdraw? Will it attract any tax at that time?

Some other related threads have contradictory answers.