I have been working since last 8 years and have changed quite a few jobs. I have always withdrawn my PF from the organisations I have left.

However, I have a query. Recently I quit my job after working there over for 3 years. I have couple of specific questions.

1) How is the of the employer’s contribution distributed between the PF account and the Pension account (the % between the 2)
2) If I fill up the withdrawal form, will I get the entire pension amount which is i my a/c.
3) Which option works better.. Withdrawal or Transfer of PF.

Hope to receive a response soon.

Regards,
Nikunj Devani